UNITED ARAB EMIRATES > ISLAMIC SIRAT > FATWA CERTIFICATES
Habib Bank AG Zurich's Shari'ah compliant products and services are certified as per the following:
- Murabaha Auto Finance (based on Murabaha Sale Contract)
- Islamic Current Accounts (based on Qard concept)
- Islamic Trade Finance - Musawamah (based on Musawamah Sale Contract)
- Ijarah Property Finance (based on Ijarah Muntahiya bil-tamlik Contract)
- Islamic Letter of Credit - ILC (based on Wakalah / Kafalah concept)
- Islamic Trade Finance - Murabaha (based on Murabaha Sale Contract)
- Islamic Time Deposits (based on Wakalah bil-Istithmar)
- Islamic Saving Accounts (based on Qard concept)
