Habib Bank AG Zurich Habib Bank AG Zurich  


Habib Bank AG Zurich's (HBZ) Visa cards are now equipped with Verified By Visa. Shop online with added security of 3D Secure - Verified By Visa.

In an effort to further enhance security for it’s Visa Card Customer, HBZ has integrated an ultimate 3D secure feature to protect online purchase transactions. This latest online security option is available with all leading merchants, where Verified By Visa logo or sign appears.

Verified by Visa (VbV) is an additional level of password protection for online transactions with participating merchants, with no extra fee. All HBZ Visa cards are already enabled with VbV feature.

Key benefits of VbV are:

  • Further strengthen security and protect online purchases.
  • No subscription or registration required.
  • No extra cost or charges.


For merchant websites displaying Verified By Visa sign, follow the steps below to complete a secure transaction:

  1. Select your purchases to shop online.
  2. Enter your HBZ Visa card details when prompted on the screen at the time of checking out.
  3. Enter HBZotp - One Time Password (received on your registered mobile or email) when prompted on the screen.

  • Ensure that your contact information, such as registered Mobile Number and Email Address, which will be used to transmit HBZotp, is always updated.
  • Ensure that popup window is enabled for the browser, which is required on the payment page to accept HBZotp.
  • Terms of service
  • Contact your branch to update your contact information.

To find out more please call our Customer Service Department on 800 HABIB (42242) or write to us at


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