Habib Bank AG Zurich

What Is Visa Click to pay

Visa Click to pay is an easy, smart & secure time-saving checkout feature, allows you to make your payment with fewer clicks. Just click to pay with your Visa when you see icon where Visa Credit or Debit cards is accepted.

With Click to pay, paying online with your Visa card is:

Easy - You no longer have to enter 16-digit primary account numbers, look up passwords, or fill out long forms to make a purchase.
Smart - You’ll enjoy the same time-saving digital checkout everywhere you see icon.
Secure - When you click to pay with Visa, you can be assured that our global payment network is always looking out for you - fighting fraud, reducing risk, and helping to make transactions fast and worry-free. We use multiple layers of payment security, and our anti-fraud detection system monitors every payment in real time, analyzing more than 500 unique risk attributes. Visa also works closely with merchants and your issuing bank to protect your card against unauthorized use. With Visa, you can buy with confidence.

NOTE: Existing Visa Checkout users will have access to the Visa cards you already stored. Click to pay with Visa when you see this icon where Visa Credit or Debit cards is accepted.

* This bracketed text is here to allow an issuer or merchant the option to highlight the card type for their issuance and/or acceptance, as merchants in the U.S. have the ability to accept credit, debit or both.

How It Works

Online shopping with Visa Click to pay takes only five simple steps.

On your shopping cart or payment page, select Visa Click to pay as a payment method.
Sign in to your Visa Click to pay account. If you don’t have a Visa Click to pay account yet, you can quickly sign-up when you pay, as well.
Review your payment information. You can change your payment information or shipping information, if required.
Submit your order.
Confirm the final purchase details of your order.

How To Enroll

Once the cardholder navigates to the enrollment section for Visa cards on the issuer’s channel, they are presented with the Visa "Click to pay" enrollment experience. The experience within the light box will be hosted and managed by Visa. All changes within the light box will be made by Visa.

Follow these steps enroll and enjoy Visa "Click to pay" experience.

Enrollment process - New Users:

Enter email address. Select "Remember me on this device", so that your device will be recognized, while using the EMV SRC on the same device/browser next time.
Enter your first name, last name, email address, and creates a password. And click Continue to accept Visa's Terms of Service and Privacy Notice.
Enter your card details & billing address when prompted. Email address field will be auto populated with the email address you entered earlier.
Finally, present your card details screen to complete the enrollment. However, you can enable another or additional card(s) if required.
Upon confirming your card details, your card will be successfully enabled for Visa Click to pay.

Enrollment process - Returning Users:

Enter your email address. Select “Remember me on this device”, so that the next time they are going to use EMV SRC on that device or browser, they would be recognized.
Your email address will be recognized by the Visa Click to pay. You will receive an OTP send by Visa to your registered email address for verification purposes.
Upon successful OTP verification, list of Visa Click to pay enabled cards will be presented to you. However, you can enable another or additional card(s) if required.
Upon confirming your card details, your card will be successfully enabled for Visa Click to pay.

Frequently Asked Questions

01) I use Visa Checkout. What happens to my existing cards when I use the new click to pay experience where I see icon?

You may see updates to your card list as we aim to bring you an easy and smart online checkout whenever you see the Click to Pay icon. Some existing Visa checkout users may need to re-verify themselves through one-time passcodes when using the new click to pay experience for the first time. All Visa cards stored in your Visa Checkout account will be available for use where Visa is accepted. You can set up new cards to click to pay with at a participating retailer at checkout.

Your non-Visa cards saved in Visa Checkout will not automatically transfer. You will need to set up your non-Visa cards through the corresponding card network.

02) I’m a Visa Checkout user. How will the transition benefit me?

You will continue to experience an easy, smart and secure way to pay through the new click to pay experience. Added benefits include a new password-less experience. Plus, we’re working with other participating card payment networks to give you a consistent, unified checkout experience at more of the places you like to shop online.

03) Where can I use my Visa cards in this new experience?

To pay with your Visa cards at your favorite participating online retailers, look for the Click to Pay icon during checkout where Visa is accepted.

04) Where can I use the new click to pay experience?

The new checkout experience is available on internet enabled mobile devices and desktops where you see the Click to Pay icon.

05) How do I make changes to my Visa card and personal in formation for the new click to pay online checkout experience?

Look for the Click to Pay when you check out at participating online retailers to get started and pay with your Visa, Mastercard or American Express cards, wherever they are accepted.

At merchants that accept Visa and display the Click to Pay icon.
When you set up your Visa card on your participating issuing bank’s website or app.
On Visa’s card management portal for the click to pay experience.

06) Why do I get a Visa Secure prompt during checkout?

You may encounter an extra security prompt during checkout to confirm that you are the authorized cardholder: Learn more about Visa Secure.

07) Who can I contact if I have a question about a purchase using the click to pay experience?

Similar to in-store shopping experiences, the merchant can answer any questions related to your purchase.

08) How do I close out my session? How long before my session expires due to inactivity?

In the experience, select the user icon in the top right corner on the Review & Confirm screen. Then select Sign Out to no longer be remembered. You’ll need to re -enter your email address and verify your identity the next time you want to pay with the Click to Pay icon.

After a short period of inactivity, or if you close your browser window, you will automatically signed-out of your session. To continue, you’ll need to start the session again.

09) What if I am having trouble adding a payment card?

If you’re having trouble adding a Visa card, please visit https://secure.checkout.visa.com. If you’re having trouble adding a non-Visa card, please contact the customer support for that card.

10) How do I delete my card and personal information from the SRC system?

We'd hate to see you go. Please contact us if there's anything we can do to help. Select Delete / Remove Card in the experience to remove your Visa card and info from the click to pay experience. Sign in to this page to remove your Visa cards and information from our system. For non-Visa cards, go to the supporting website for the corresponding network.

UNITED ARAB EMIRATES > HBZ CARDS > CLICK TO PAY

Click to pay is an easy, smart & secure time-saving checkout feature, allows you to make your payment with fewer clicks.