 |
Base & Deposit Rates (Conventional & Islamic) |
BASE RATES
| BASE RATE TYPE | RATE |
|---|---|
| HBZ Prime Rate (HBZPR) - applicable to Business History | 10.50% |
| HBZ Lending Rate (HBZLR) - applicable to Individuals History | 10.50% |
CURRENT ACCOUNT RATES (CONVENTIONAL & ISLAMIC)
| CURRENCY | RATES (% per annum) |
|---|---|
| EUR (Euro) History | 0.00% |
| CHF (Swiss Franc) History | 0.00% |
SAVINGS ACCOUNT RATES (CONVENTIONAL & ISLAMIC)
| CURRENCY | RATES (% per annum) |
|---|---|
| AED (United Arab Emirates Dirham) History | 0.05% |
| USD (United States Dollar) History | 0.05% |
TIME DEPOSIT / WAKALAH DEPOSIT RATES (CONVENTIONAL & ISLAMIC)
| CURRENCY | TENOR / RATES (% per annum) | ||||||
|---|---|---|---|---|---|---|---|
| 1 month | 3 months | 6 months | 9 months | 12 months | 18 months | 24 months | |
| AED (United Arab Emirates Dirham) History | 0.35% | 0.45% | 0.50% | 0.75% | 1.00% | 1.25% | 2.00% |
| USD (United States Dollar) History | 0.35% | 0.45% | 0.50% | 0.75% | 1.00% | 1.25% | 2.00% |
TIME DEPOSIT / WAKALAH DEPOSIT RATES (PRIORITY & ISLAMIC PRIORITY)
| CURRENCY | TENOR / RATES (% per annum) | ||||||
|---|---|---|---|---|---|---|---|
| 1 month | 3 months | 6 months | 9 months | 12 months | 18 months | 24 months | |
| AED (United Arab Emirates Dirham) History | 1.00% | 1.25% | 1.75% | 2.00% | 3.00% | 3.00% | 3.25% |
| USD (United States Dollar) History | 1.00% | 1.25% | 1.75% | 2.00% | 3.00% | 3.00% | 3.25% |
CALL ACCOUNT RATES (CONVENTIONAL & ISLAMIC)
| CURRENCY | RATES (% per annum) |
|---|---|
| AED (United Arab Emirates Dirham) History | 0.00% |
| USD (United States Dollar) History | 0.00% |
| EUR (Euro) History | 0.00% |
| CHF (Swiss Franc) History | 0.00% |
IMPORTANT NOTES:
- HBZPR (Habib Bank AG Zurich Prime Rate) applicable for Business are subject to change from time to time at the sole discretion of the Bank with 30 days notice.
- HBZLR (Habib Bank AG Zurich Lending Rate) applicable for Individuals are subject to change from time to time at the sole discretion of the Bank with 60 days notice.
- Time Deposit / Wakalah Deposit rates are subject to change at the sole discretion of the Bank without prior notice.
- Time Deposit / Wakalah Deposit rates for other currencies can be obtained by contacting the Branch.
- Savings Account rates are subject to change at the sole discretion of the Bank with 60 days notice.
- Interest / Profit on Savings Account is earned on the average balance during the month and is credited on a half-yearly basis.
- In case of any further details, please contact us at 800-42242 (HABIB) or +971 (4) 419 5555 if you are calling from outside the UAE or visit your Branch.