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UNITED KINGDOM > OUR SERVICES > DEDICATED INTERMEDIARY CHANNEL

Real Estate Financing Through Intermediaries

Habib Bank Zurich plc offers efficient banking services for both individuals and businesses through our long term working relationships with several recognized FCA registered intermediaries.

Since 2019 we have been offering our Intermediaries a personalised, flexible and detailed approach that includes direct access to a dedicated Intermediary team.

Join us as an Empanelled Intermediary via below enquiry form and through us, you can give your customers access to very bespoke and personalized service on their requirements.

The Intermediary Team shall provide you all the support from Indicative offer stage to Underwriting, Client onboarding all the way through to Completion. Post Completion your clients will be assigned a dedicated RM for continued personalized services.

NOTE: We only onboard FCA Registered Intermediaries who are either Directly Authorised (DA) by FCA or are Appointed Representatives (ARs) of DA firms.

To explore more, refer to the product information and financing features below:

OPEN / CLOSE ALL

Transaction Type:

We offer Both Conventional and Sharia Compliant BTL (Buy to Let) Financing under our Sirat Brand.

Both product types cover the following:

  • Purchases / Acquisition of Residential and Commercial BTLs
  • Equity Release against existing Income Generating Properties (IGPs).
  • Refinancing of existing debt from UK based lenders and Bridgers.

Please note that we cannot process Regulated transactions under our Conventional or Sirat Products.

Borrower Type:

Our loans are available for Individuals, Limited Companies, Limited liability partnerships (LLPs), Share purchase transactions and Incorporations into limited liability companies & Expat Borrowers*

Note: For Expat Borrowers and Offshore Companies: We can lend to Borrowers domiciled in our Network countries.

Property Type:

We finance Residential, Mixed use, Commercial Properties, HMOs and Specialized Commercial Assets such as Warehouses, Hotels and Retail parks etc. and we also look at financing portfolios, owned by Companies or Individuals.

We currently lend on Variable rates / BoE tracker Rates.

  • Since we offer a very bespoke level of service, please reach out to us to discuss specific transaction terms such as LTV, Rates, Rental Coverage / DSCR, Early Repayment charges and Security conditions. We carefully examine each transaction on its individual merits.
  • Max. Loan tenor of 5 years with repayment and Interest only options.
  • We finance properties within England for now, with an exceptional consideration for Strong Covenant transactions falling outside a 50 Mile radius from our nearest UK Branch.
  • We require clients to establish their current accounts with us so that they can experience and benefit from our full suite of banking services.

To find out more about joining our panel, please fill out the enquiry form, and send the filled form attached with an email at intermediary.uk@habibbank.com. Our team shall establish contact with you at their earliest.

We are based at:
    Habib House, 42 Moorgate,
    London, EC2R 6JJ
    +44 (0)20 7452 0200

NOTE: Terms and Conditions apply.
 
IMPORTANT ANNOUNCEMENT
Habib Bank AG Zurich is not affiliated with Habib Bank Limited (HBL)

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