Snapshot of some of our online services.

• HBZcms - make secure third party payments at your convenience
• HBZeLC - manage your trade finance activities online
• HBZefx - trade currencies in real-time
• HBZtrade - trade US & UAE capital markets
• HBZpay - online payroll system
• HBZeLocker - store sensitive data using strong encryption algorithms
• Log-in management - allowing controlled access to multiple authorised users
• Push banking service is an event-driven system - receive SMS alerts for the transaction of your choice
• View authenticated SWIFT messages
• View all your accounts centrally
• View & download your complete account history in either Excel™/XML
• Pay bills in real time

For additional peace of mind clients are provided with the highest levels of security through HBZcram - challenge response authentication mechanisms. HBZcram is a unique security feature that uses a combination of the web and a JAVA™ enabled mobile phone to generate an authentication code. Additionally, receive an SMS every time your account is accessed.

HBZcram and HBZsecure key add additional layers of security. HBZ has also introduced a new authentication process called HBZotp (One Time Password) for its HBZsecure Key users in order to further enhance security for HBZweb transactions such as HBZcms, HBZwps, etc.

This ensures that eBanking customers have four levels of security to protect their information and puts the power of access only in the hands of the user. You choose the level and complexity of your security, so you are assured of a secure banking session.