Habib Bank Zurich plc Habib Bank Zurich Plc.

RE: Withdrawal Notice of USB Secure Key and New Authenticator Feature

Dear Customer,

Further to our letter dated 29 October 2021, we would like to remind you that you have until 15th January 2022 to switch to our new Internet Banking service, after which your Secure Key will no longer work and you will be required to use the 'Authenticator' feature to generate a secure code which is available via our HBZ App.

Next Step: Please download the HBZ App and complete the sign-up process. Once completed, you will be able to use the 'Authenticator' feature to make payments through HBZ Web Banking.

In case of any questions or queries, please contact your Branch or Relationship Manager.

Yours faithfully,

Habib Bank Zurich plc.
United Kingdom.