Disclaimer: This page has been prepared for providing standard information and facilitating an understanding of the services mentioned. Habib Bank Zurich (Hong Kong) Limited, a Restricted Licence Bank (“HBZHK”) does not make any representation or warranty as to the completeness or accuracy of the information contained within this page and accepts no liability whatsoever, with respect to the use of this page or its contents. This page does not constitute or contain advice, or an offer, invitation to offer, advertisement, invitation or a recommendation by HBZHK to the counter party, or any other person or persons, to enter into an agreement or any form of commitment to enter into any transaction in relation to the subject matter of the page.

HBZHK determines actual exchange rates at the time of executing currency exchange transactions. When converting currencies, it is important to consider the risk of currency conversion. Fluctuating exchange rates can result in potential losses if you convert your foreign currency to another at a less favourable rate than your original conversion. Foreign exchange transactions inherently involve risks, and fluctuations in foreign currency exchange rates can lead to gains or significant losses when converting deposits to other currencies, including the Hong Kong Dollar. Please contact your Relationship Manager for more details.