Innovation

In 1994, HBZ began its technology innovation journey led by Reza S. Habib. The objective was to replace multiple localised systems and integrate diverse retail and commercial banking operations, whilst complying with the multi-regulatory environment the bank operates in.

Our Technological Accomplishments

Awards/Case Studies

We take pride in providing a specialized range of banking products tailored to meet the needs of our customers. Our knowledgeable, experienced, and professional staff are committed to delivering personal, friendly, efficient, and secure service.

We have received recognition and accolades for our innovative solutions:

HPLUS™ BANKING APPLICATION

HBZ has developed a cutting-edge banking application called hPLUS™, built on a tiny virtual machine and a Sybase database. Our dedicated team has created a unique language and a powerful banking application that enables scalable operations on thin clients. Within six months, hPLUS™ adopted JAVA™ and became the world’s first integrated JAVA™ banking system.

Message from the Joint-President

“This bold new approach to transaction processing cured the most fundamental issues plaguing legacy systems, reducing costs and enhancing efficiency to unprecedented levels.”

~Reza S. Habib, Joint-President.